A Little Venting...
How on earth does an urgent care facility that has been covered by your insurance mysteriously turn into one that is no longer covered? And, of course it happens when you have been to said urgent care a bunch of times recently? Grrrr. I know, these things happen all the time, I just didn't think I had to check the insurance company's website before each and every visit to a facility that I had already looked up, made sure it was covered, and then started going to. What I hate even more is that the insurance company says, "go ahead and pay the bill, then request reimbursement." Are they crazy? Or, "mam, it's the patient's responsibility to be sure the facility is covered." Read above.... And I love that they have no record of anyone in our family going to that urgent care and them having paid for it in the past. Now my husband understands why I keep every damn piece of paper that comes in contact with my hot little hand... I'll see how many levels of operators this will take me through.
Another gripe. How does an oral surgeon send a bill for a 'removal of a foreign body', from your mouth, when it's a bone spur that occured from the jaw it was taken from? How is something that originated in your mouth foreign? And get this, since it's 'a bone issue and not a tooth issue' it's not covered by the dental insurance, but was pre- certified by the health insurance, and now the health insurance says it's not covered? I used to love our health insurance company. Now, I can't wait til 'benefits open season' to change providers. I think health and dental insurance are great. This is the first time in three years I've ever had a problem with insurance. But I wish dealing with insurance in the real world was as easy as it was when we were in the military.
I guess it's a good sign that I'm such a raving lunatic. Generally, with the last two pregnancies I was fairly calm and not too moody, and those ended at 12 and 9 weeks. This time I'm ready to box with the guy in the next car during rush hour just because his music is too loud and the bass vibrations coming from his vehicle make me want to hurl. We're keeping our fingers crossed over here. Poor Baldy. I've been really crabby. But at the same time, I gave him fair warning as soon as I started feeling super cranky and told him to not question me, argue with me, look in my direction for too long as to annoy me, take anything I might say to heart, unless it's something nice, etc... which, translated means: breathe in my direction and catch me in a bad mood your tail's fair game. See, when I was pregnant with the 'B', Baldy was on his way to Iraq, so he was only around for the first five weeks of the pregnancy. Since he was on his way to a really cruddy place for a really long time, I made a huge effort to be kind to my husband. I was missing him before he left. So now he's here, and he's getting everything he missed and then some. Poor guy.
On top of it I just started a new job due to a promotion, and have been trying to learn the new job while training the person I hired for the old job. Baldy started his new job too, (which I still haven't blogged about how flipping proud I am of him and what he's accomplished) which has the 'B's' schedule and mine in a constant state of temporary adjustment. Which is well worth it, but makes things crazy right now, which adds to my crankiness. A few more weeks and everything will settle down, hopefully we'll be out of the woods by the beginning of May with the pregnancy and a lot more settled at work.
Why is it when ever you pull some cash together to do something fun a bill you didn't expect shows up? Grrrrrr. But it could always be worse. I guess I should find comfort in the fact that we can pay those unexpected nasties.
posted by Jen @ 7:28 PM
